Newsletters & Articles

How the SECURE Act is Changing Retirement

How the SECURE Act is Changing Retirement

The SECURE Act represents some of the most significant changes to retirement plan law since the passage of the Pension Protection Act of 2006, over thirteen years ago. The provisions of the Act are broad ranging and span many different effective dates.

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It’s Testing Season! | Know Your Options | The 401(k) Turns 40

It’s Testing Season! | Know Your Options | The 401(k) Turns 40

Qualified plans must perform annual testing to be sure that the plan doesn’t unfairly discriminate in favor of “highly compensated employees” (HCEs) or exceed the contribution limits set forth by the IRS. Depending on your plan provisions, it isn’t just one calculation, but a series of tests that show that your plan is not discriminatory. If your plan is audited, the auditor is looking for proof of this compliance.

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Automatic Enrollment is on the Rise | Protect Your 401(k)

Automatic Enrollment is on the Rise | Protect Your 401(k)

With the future of Social Security in question, it is becoming ever increasingly important for workers to self- prepare for post-retirement living. Studies show that approximately one out of every three eligible workers choose NOT to participate in their employer-sponsored 401(k) plan.

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 Aiming your retirement for success!